Building

Business Insurance

We have access to a comprehensive suite of risk solutions and employee group benefits for your business.  Our Medical Aid, Retirement Fund and Group Risk Solutions, allow for peace of mind, enable employees to retire comfortably and protect the employee and their families for unforeseen circumstances.  The health and wellbeing of your employees affects your company.  Our solutions can be tailored to the unique needs of your business. 

Corporate Solutions

With your personal well-being in hand it’s time to secure your company’s financial well-being.  Contact us for administration services and corporate consulting solutions for your business.

Commercial Cover

We understand that all businesses have different needs and that having comprehensive cover which has been tailored to meet your needs is key.  We are ready and available to help you with full spectrum cover for your business and back end support that won’t let you down. 

Key-Man

It is important to minimise the risk to your business in the event of death or disability of your key personnel.  Financial pressure will be the result when you lose a key person.  These issues are often overlooked and the purpose of key man insurance to relieve you of this pressure and ensure that you are able to cover this pressure.

Buy and Sell

We understand that as a business owner it is likely that the majority of your wealth is tied up in your business.  In the event of death of a business owner/shareholder, we will ensure that a fair value is paid to you on disability or to your estate/beneficiaries on your death.  We will help you to structure this with the appropriate level of cover and will facilitate any discussions with shareholders and attorney when drawing up a suitable agreement. 

Individual | Business | Employee Benefits | Fiduciary 

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Perlov & Associates is a juristic representative of Discovery Life Limited.


​Discovery Life Limited is an authorised financial services provider (FSP 18147).