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Perlov & Associates is a juristic representative of Discovery Life Limited.


​Discovery Life Limited is an authorised financial services provider (FSP 18147)

Preserve | Dignity

A full life falls short when the risk of being stripped of our dignity weighs heavy on our mind.  The preservation of our health and our belongings that have been built up over time, is of paramount importance.  There are very few ‘do-overs’ in life, it is this philosophy that sits behind our comprehensive Preservation offering, comprising health and risk management.


Should we be dealt an unexpected blow, without having the peace of mind, that those we leave behind will be cared for, strikes fear in the hearts of most.  Ensuring that our wishes for the legacy we leave are paramount to maintaining the dignity of humanity. 

Individual Risk Insurance (Risk Solutions)

These policies ensure that you and your family are financially protected in the event of death, disability, severe illness or loss of income.  Structured portfolios will cover your financial needs in the form of a lump sum or a regular income by using relevant and comprehensive benefits which can adapt to your unique and changing needs.

  • Life Cover

  • Capital Disability

  • Income Protection

  • Severe Illness

Medical Aid (Health Solutions)

Access to medical schemes that offer a wide choice of health plans with unlimited private hospital cover and a choice of benefits to suit your needs and affordability.

Short Term Insurance

Comprehensive car and home insurance that is affordable and flexible with access to rewards and innovative technology.  We provide solutions for car Insurance and home insurance with access rewards and intelligent technology ensuring quick and effective support.  Our dedicated support team provide a personalised sales and claims handling experience.